Foster City, Calif. (PRWEB) November 19, 2014

Drivers who own homes file far fewer auto insurance claims than those who rent or live with parents, according to a new analysis from, an insurance quote-comparison site.

Among the more than 700,000 drivers age 18 and older who disclosed past auto insurance claims as part of their online car insurance comparison-shopping:

-14.3 percent of homeowners (single-family, condo and multi-family dwellings) had filed at least one car insurance claim in the past three years.

-16.8 percent of renters had filed a claim.

-22.2 percent of drivers who live with their parents had filed a claim.

Even among drivers well into their 40s, the pattern is consistent. Renters file substantially more claims than homeowners, and people who live with their parents file substantially more than renters, said Des Toups, managing editor of

The data include claims of all kinds: collision, comprehensive, liability and uninsured motorist.

While insurance companies dont penalize those who rent or those who live with parents, they do reward homeowners, added Toups.

Typically, youll get a discount just for owning a home, said Toups. But owning a home also lets you claim one of the biggest discounts available, which is for bundling your car insurance with your homeowners insurance.

Discounts for bundling home and auto insurance average about 8 percent nationwide, according to data gathered for by Quadrant Information Services. Discounts from six major insurance companies for a concurrent homeowners policy averaged more than 14 percent in Iowa and North Dakota, and topped 10 percent in six other states.

Car insurance companies love homeowners because they win two ways, said Toups. The homeowners file fewer claims on average, and the insurance company has another big-ticket item to insure.

Drivers with a bundled renters insurance policy also get a price break, but its typically smaller, averaging about 5 percent nationwide, said Toups.

See complete data on claims by residence type, and bundling discounts by state, at

Methodology analyzed data from more than 700,000 drivers who compared car insurance quotes online from January 1, 2012, to July 14, 2014. The data represents claims of all kinds reported in the previous three years.

For bundling discounts, commissioned Quadrant Information Services to calculate auto insurance rates from six large carriers in 10 ZIP codes per state, comparing rates with and without concurrent homeowners or rental insurance policies. Bundling savings were based on full coverage for a single, 40-year-old male who commutes 12 miles to work each day, with policy limits of 100/300/50 ($ 100,000 for injury liability for one person, $ 300,000 for all injuries and $ 50,000 for property damage in an accident) and a $ 500 deductible on collision and comprehensive coverage. The hypothetical driver has a clean record and good credit. The rate included uninsured motorist coverage. Actual rates will depend on individual driver factors.

About, based in Foster City, Calif., is an online resource where consumers can compare side-by-side, real-time auto insurance quotes from multiple insurance carriers. Since its inception in 2001, has delivered more than 11 million quotes to consumers who, in less than 10 minutes, fill out one form and save an average of $ 540 annually making it one of the largest independent insurance marketplaces in the U.S. Participants include some of the biggest names in auto insurance, including Progressive, Esurance, The Hartford, Travelers and 21st Century. Experts from are available for interviews on all issues pertaining to auto insurance.

Twitter: @InsuranceDotCom


About QuinStreet Inc. is owned and operated by QuinStreet Inc. (NASDAQ: QNST), one of the largest Internet marketing and media companies in the world. QuinStreet is committed to providing consumers and businesses with information they need to research, find and select the products, services and brands that best meet their needs.

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Miami, FL (PRWEB) August 03, 2014

A new strategy for connecting owners of homes to national insurance companies is now helping one company to expand its Internet offerings this year. The Quotes Pros company is providing the tools to search cheap insurance for homeowners using its accessible system at

Because the search database is linked nationally, companies across the country are capable of providing competitive prices for single or multi-home insurance coverage this year. Homeowners who are rates shopping on the Internet should benefit from this feature.

“Any homeowner who can enter a zip code to help the system calculate policy pricing based on city and town data in the U.S. can enter our insurer portal online,” said a source.

The less expensive plans for insurance that exist for review this year are partly based on brokerage data inputted for homeowners to review. Independent brokers of homeowner insurance contribute the price levels that owners of properties review during access to the searchable tool.

“The daily use of our system will help someone who owns one or more homes in the U.S. to find the right level of protection at the most affordable price possible,” the source included.

The Quotes Pros company is planning to help consumers to calculate more forms of insurance coverage by way of its database this year. Aside from the auto or homeowner plans, policies related to health and family insurance are now available for price review at


The company now provides the tools and resources that adults in the U.S. need to find cheaper rates for insurance policies using the Internet. The company has added a search platform that is now easy to access nationally. The company uses the current partner providers inside of its system to generate the pricing that consumers can review for nearly any type of coverage plan that is requested.

Related Cheap Auto Insurance Press Releases


Jacksonville, FL (PRWEB) August 06, 2014

The costs for an insurance package for a motor vehicle owner often depends on the area of the country where a car, truck or SUV is being used. The Quotes Pros company has established its cheap insurance finder tool by state at to help drivers research state plans.

By focusing on insurers that underwrite at the state level, the company is expected to introduce a new wave of pricing plans to motor vehicle owners. The system for research now presented was recently updated to include insurers providing policies apart from liability plans.

“What an auto owner can now expect from using our system is a complete method of performing price research without having to give away certain aspects of vehicle data or personal information,” said a Quotes Pros rep.

The cheaper policies that are now positioned in the locator tool that is now accessible are mixed with standard priced plans from companies across the United States. The current prices and discounts for full coverage, broad form, SR22 and motorcycle insurance are equally viewable this year.

“A person who has a need to review a policy for an exact price before paying for coverage can easily use our system to research a list of agencies,” said the rep.

The Quotes Pros company has taken its location system national to expand the insurer types that the general public has access to on the Internet. The vehicle coverage plans that are searchable are in addition to the life and health insurance rates plans that are quoted at


The company is setup to provide automated quotations for insurance packages direct for coverage seekers on the Internet. The company provides a free of charge tool to use that explores agencies on a national or state level. The company has a mission to continue providing information to the public concerning automotive price structures in the coverage industry each year.


– 18-3 Describe the key endorsements available to tailor the Personal Auto Policy to common client needs.

from HS 311 Audio: Fundamentals of Insurance Planning

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– 18-2 Describe the basic components of the Personal Auto Policy, and explain the coverages parts A, B, C, and D of the Personal

from HS 311 Video: Fundamentals of Insurance Planning

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San Antonio, TX (PRWEB) October 31, 2014

An undisclosed insurance amount was paid as settlement to the family of deceased, 21 year old Michael Blaine Davalos, of Frio County Texas, for the accidental commercial vehicle death occurring in 2012 regardless of the police report putting fault on the deceased for failing to yield the right of way to a vehicle.

Personal injury attorney, Candelario Trevino of Trevino Injury Law, in San Antonio, Texas filed suit on March 3, 2014, in the 37th District Court of Bexar County, Texas. The name of the case is Cause No. 2014-CI-03381; Jessica Davalos et al v. Camino Real Ambulance Inc., et al.

On June 12, 2012, at about 2:00 am, Michael Blaine Davalos was walking across IH 35 South, in Moore, Frio County, Texas, when he was struck by a commercial vehicle. Mr. Davalos died from his injuries. He was 21 years old, a beloved son, brother, and grandson.

Texas Department of Public Safety investigated the accident. The police report reflects the accident was Mr. Davalos fault for a pedestrian failing to yield the right of way to a vehicle and that Mr. Davalos was intoxicated at the time of the accident.

After several law firms told the Davalos family they did not have a case, personal injury attorney, Candelario Trevino of Trevino Injury Law, agreed to investigate the matter further. The Trevino Injury Law investigation revealed that the driver of the commercial vehicle had worked 17 consecutive hours prior to the accident and was driving while fatigued.

Moreover, the investigation determined that Mr. Davalos had crossed one complete lane before being struck attempting to cross the second lane, thus all approaching vehicles should have been able to see Mr. Davalos in the roadway.

Trevino Injury Law filed a wrongful death law suit alleging the driver of the commercial vehicle: failed to keep a proper lookout, failed to yield the right of way to a pedestrian already in the roadway and operated a vehicle while dangerously fatigued.

The suit also alleged the drivers employer was at fault for: instituting policies that facilitated fatigued drivers on public roadways, creating dangerous conditions on public roadways, negligent supervision of its employees, and negligent training of its employees.

Immediately after the suit was filed the insurance carrier for the commercial driver and his employer agreed to pay the Davalos family the entire policy limits of all the applicable insurance policies. The amount of the settlement is confidential. The Davalos family is relieved that the truth finally came out and can now begin the healing process.

Trevino Injury Law is a personal injury firm specializing in auto accidents, wrongful death cases, animal attacks, defective products, and wrongful foreclosures. Many of the personal injury attorneys advertising as trial attorneys rarely step in a courtroom, much less ever try a case. Trevino Injury Law has a history of taking hard cases to trial and winning. Frankly, our trial experience speaks for itself. Visit


Seattle, WA (PRWEB) October 28, 2014

Having bad credit will certainly hurt your chances of getting a car or house but those arent the only things effected by having a poor credit score. The online auto lender shares six ways having a less-than-perfect credit score can hurt in their newest article. Get approved for a car loan in as little as 60 seconds.

One problem bad credit may cause according to Complete Auto Loans, Some insurance companies base their premiums on credit score, believing that lower scores correlate to more claims. Whether this is true or not, your credit history will likely have a big impact on your insurance rates. For all six unexpected problems, read the full article.

As an additional service for their applicants, Complete Auto Loans also allows users to check their credit score using a complementary online tool. This tool has been able to save thousands of dollars for loan applicants. For more information, visit Complete Auto Loans website.

About Complete Auto Loans

Complete Auto Loans is a Seattle-based company that is dedicated to helping their customers acquire national car financing. They design and develop customized no credit financing, bad and good credit loans. Voted the best for “Quality Customer Service” and “Best National Service” by thousands of people, their finance experts focus on providing their customers with the following: information and tools available for different loan offers, how to choose the best loan that fits their budget, as well as related eligibility guidelines.


– 18-1 Describe the problems associated with auto accidents and the methods of compensating accident victims.

from HS 311 Audio: Fundamentals of Insurance Planning

View Details about


Houston, TX (PRWEB) July 28, 2014

Owner-operators and regular drivers of work trucks in the U.S. will now have a dedicated method for reviewing pricing for vehicle insurance policies on the Internet. The Quotes Pros company is now featuring cheap auto insurance for work trucks inside of its commercial search system at

The work truck rates are good through the remainder of this year and are now calculated by different companies in the U.S. The national price finder that was installed in 2013 is now updated with current year rates from the new providers. The commercial rates that are supplied are tied to different coverage policies.

“Delivery drivers in the United States can often pay more for insurance based on industry data due to the high numbers of collisions with other motorists each year,” said one Quotes Pros source.

The commercial rates that are supplied by companies this year are one portion of the lookup system that is now used publicly each day on the Quotes Pros website. Regular drivers have accessed the system for research over the past couple of years to find liability, full coverage or other forms of vehicle coverage.

“We’ve opened up a simple to explore website that always features updated prices from some of the most respected names in the insurance industry throughout the USA,” the source added.

The Quotes Pros company is helping to change the way that research is conducting while using its website this year. Instead of limiting the system to nationwide agents, there are now companies based in 50 states that are available to research to find price data at


The company provides insurance rates information in real time through a series of connected databases that American drivers use to find price details on the Internet. The company has recently expanded its national operations and is featuring more agency price data this year. The website is now a place to find life, health, auto and other forms of coverage that are popular with consumers in the U.S.

More Cheap Auto Insurance Press Releases


Miami, FL (PRWEB) July 23, 2014

Men and women who are married in the U.S. can pay higher premiums for life insurance based on national averages. The Quotes Pros company has now added a cheap life insurance rates search to its comprehensive tool this year to help married individuals find better pricing at

Providers that are now underwriting plans on a national level can be selected, sorted and reviewed in one or two clicks. The intelligent platform used to return price information is linked directly to licensed insurers capable of providing the best range of policy pricing.

“Both married couples and individuals have full use of our system to explore rates based on their zip code to find applicable price markdowns and other insurer discount plans,” a Quotes Pros rep said.

The cheaper plans for coverage that are being supplied this year for adults are not limited to term, guaranteed or whole life plans. The auto industry is another area of research available using the search system to find liability, collector, SR22 and full coverage packages that are based on state zip codes.

“One aspect to our system is the diversity that is presented both in insurer types and coverage types to provide consumers with a valuable research tool,” the rep confirmed.

The Quotes Pros company is now using its system to provide different data to consumers aside from the generalized plans that some insurance agencies offer. The health exchange plans that are now popular in the U.S. can be searched in real time at for quotes purposes.


The company is a source providing insurer data direct to consumers without requesting any personal information through its Internet database. The insurer information that can be viewed includes the monthly and annual costs of a policy as well as the different declarations that are available for a term plan. The company issues life, renter, health, auto and business coverage quotations that are updated using its real time link with national companies.

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